Guided Deal Check | Auto-Cation

1. Vehicle and trade

Automotive financed purchases with regular monthly payments only. No balloon, lease, one-pay or irregular payment schedules.

Purchase VIN (optional)17 characters; identity only, no live history or value lookup.Purchase mileageObserved mileage; it does not automatically adjust value.Observed condition

I have a trade-in

2. Price and charges

Use itemized figures. Do not enter an out-the-door total as the selling price. Taxes are entered, not calculated from your state.

Selling pricePrice after price reductions/rebates; exclude the charges below.Comparable retail valueEnter an already-adjusted value. No automatic valuation is provided.Value source (optional)Provider/report date or your estimate; do not include account details.Cash down paymentCash applied to the loan balance, excluding separate prepaid finance charges.TaxesVerified worksheet tax amount; do not guess from a generic rate.Title and registrationEnter 0 only if this item does not apply.Dealer / document feesExclude fees already counted elsewhere.Optional productsTotal financed protection products or other optional add-ons.Financed credit feesCredit-specific charges included in the loan balance; not dealer fees entered above.Prepaid finance chargesCredit-specific charges paid separately upfront; excluded from loan principal.

3. Financing

Use the contract interest rate for payment calculations. Disclosed APR can differ because it includes certain financing costs.

Contract interest rate (%)Enter 0 for a genuine zero-interest loan.Disclosed APR (%)Use the disclosure, not an advertised rate.Term in monthsWhole number, 1–120 months.Comparable alternative APR (%)Optional. Without benchmark evidence, calculations remain available but scoring is withheld.Benchmark source (optional)A comparable offer for this borrower, amount and term—not a general advertised rate.Benchmark offer date (optional)

4. Confirm your figures

All figures are self-entered and unverified. Check the source worksheet before generating the report.

I checked these entries. This demonstration does not verify documents or approve financing.

Understand your deal.
One step at a time.

1. Vehicle and trade

2. Price and charges

3. Financing

4. Confirm your figures

Your deal report

Demonstration decision

What to check before signing

Understand your deal.One step at a time.

1. Vehicle and trade

2. Price and charges

3. Financing

4. Confirm your figures

Your deal report

Demonstration decision

What to check before signing

Understand your deal.
One step at a time.