AVAILABLE DEMONSTRATION · CUSTOMER REVIEW

Know what you are buying—or leasing—and what the deal will cost you.

Auto-Cation brings the vehicle, value, trade, state charges, financing, leasing and optional products into one understandable pre-commitment decision.

Start my review from vehicle selection → · Explore a sample report →

Evaluate a lease Evaluate a purchase

THE CONNECTED APP · IN DEVELOPMENT

Your deal. One guided review.

Identify both vehicles. Scan or enter the purchase and trade VINs, mileage and observed condition.
Add the terms. Enter the figures manually or, when secure capture is available, scan every page.
Confirm the evidence. Correct extracted figures and resolve missing or conflicting information.
Understand the result. Review costs, findings, evidence confidence and a Clarity Score only when the required information supports it.
Choose your next step. Revise the deal, request expert help, or authorize sharing with your lender.

The free manual Deal Check is available as a demonstration. No lender relationship is required. The separate Android app is in private testing; secure paperwork scanning, saved cases and lender sharing remain planned.

Start my review Explore the phone preview Get the app → See coming expert-review features

THE COMPLETE CUSTOMER PATH

Clarity before commitment.

Vehicle

VIN, equipment, history, recalls, inspection and ownership fit.

Value

Enter comparable values already adjusted by their source for mileage and condition.

Structure

Purchase, lease, taxes, tags, fees, term, equity, products and total cost.

Decision

Proceed, Proceed with Conditions, Sell Separately or Do Not Proceed.

LEASE STRUCTURE ANALYZER · CONTROLLED DEMONSTRATION

Don’t choose a payment.
Understand the complete obligation.

This guided demonstration evaluates a conventional closed-end lease using the terms you enter. It separates vehicle price, lease financing, mileage, trade position, cash exposure and both lease-end paths.

USER-ENTERED TERMS · NOT A QUOTETax treatment and program rules vary. Verify every result against the lessor’s official lease worksheet and state-specific disclosures.

1 · Vehicle and lease offerLease payment structure

Monthly estimates only. One-pay and unusual structures require worksheet review. Enter total rebates and trade figures, then identify the portions used for signing charges below. The remainder reduces the lease balance. Cash back, deferred first payments and unusual allocations require separate review.

MSRPNegotiated selling priceTotal rebates applied to this leaseResidual percentage Contract end value as a percentage of MSRP.Term (months)

2 · Financing and drivingQuoted money factor Lease rent factor, such as 0.00210; not APR.Base money factor (if known)Annual mileage allowanceExpected annual mileageExcess-mile charge

3 · Cash, trade and fees

Signing charges include the first payment, upfront fees, tax and deposit. Enter each charge once; do not include the first payment again in other fees.

Rebates used for signing chargesTrade equity used for signing chargesCash cap-cost reductionTrade allowanceTrade payoffAcquisition feeAcquisition-fee treatmentTitle, registration and other upfront feesRefundable security depositEstimated tax rate (%)Disposition fee (return path)Purchase-option fee (buyout path)Estimated excess-wear charge

STRUCTURE REVIEW

Proceed with Conditions

EST. MONTHLY—

CASH DUE AT SIGNING—

RETURN-PATH COST—

RETURN EFFECTIVE MONTHLY—

BUYOUT BEFORE TAX/TITLE—

APPROX. RATE EQUIVALENT—

How the estimate is calculated

Rebates funding signing charges: —
Trade equity funding signing charges: —
Total signing requirement before credits: —
Gross capitalized cost: —
Capitalized-cost reductions: —
Negative trade equity added: —
Adjusted capitalized cost: —
Residual value: —
Monthly depreciation: —
Monthly rent charge: —
Estimated monthly tax: —

RETURN VEHICLE—Payments, signing costs, mileage, wear and disposition; refundable deposit excluded.

PURCHASE VEHICLE—Payments plus residual and option fee; buyout tax, title and registration not included.

Before signing, ask for:Official lease worksheetBase money factorItemized amount dueEarly-termination termsWear standards

Educational closed-end lease estimate using user-entered figures. Monthly-tax treatment is assumed; state rules may instead tax upfront amounts, the selling price or other components. Security deposits are shown in cash due but excluded from cost because they may be refundable. Verify all terms before relying on this analysis.

Request a lease-review discussion

PURCHASE / FINANCE STRUCTURE ANALYZER

Evaluate the complete purchase—not only the payment.

Enter the proposed transaction terms. Auto-Cation separates vehicle value, trade position, cash, government charges, dealer fees, optional products and financing exposure before applying the published demonstration rules.

1 · Vehicle and priceVehicle selling priceEstimated fair valueDown payment

2 · Trade positionTrade allowanceTrade payoff

The analyzer calculates positive or negative equity automatically.

3 · Charges and financingEstimated taxesTitle and registrationDealer/document feesOptional productsAPRTerm

PURCHASE STRUCTURE REVIEW

—

CLARITY SCORE—

CONFIDENCEUser-entered demonstration

OUT-THE-DOOR PRICE—

NET TRADE POSITION—

AMOUNT FINANCED—

EST. MONTHLY PAYMENT—

TOTAL INTEREST—

TOTAL PAYMENTS—

ESTIMATED LTV—

PRICE VS. VALUE—

Educational estimate using user-entered figures. Taxes, registration charges and trade credits vary by jurisdiction. This is not a credit approval, lender quote, valuation or legal advice.

SECURE ACCESS ARCHITECTURE

Real VIN reports, lease programs, uploaded documents and financial information will require authenticated, role-based access. The public website offers only controlled demonstrations and inquiry pathways.