Financial institutions
Proposed platform license plus defined application usage. Planned institution-branded customer access, policy review and portfolio signals. The institution controls credit decisions.
BUSINESS MODEL · EVIDENCE · PILOT ROADMAP
One transaction foundation.
Three ways to deliver clarity.
Auto-Cation is developing pre-commitment decision support for customers, dealerships and financial institutions. Shared vehicle and deal evidence supports distinct workflows; dealer health and lender policy remain separate from the customer Clarity Score.
Request a business discussionThe problem and the buyer.
Vehicle values, deal terms and supporting documents are spread across systems. Customers need understandable terms before signing; dealers need accountable operating and funding actions; institutions need visibility into transaction exceptions and portfolio patterns.
Dealerships
Proposed paid pilot followed by per-rooftop subscriptions for title/funding exceptions and operating intelligence.
Direct customers
The free manual Deal Check is available as a demonstration. A separate Android preview is in private testing. The app is free for now. Future pricing follows a cost and feasibility review after data sources and provider agreements are secured and contracted. Expert paperwork review still requires secure intake and confirmed reviewer availability. Customers may use Auto-Cation independently; an institution relationship is not required.
Participating providers would pay for authorized, qualified leads whether or not the customer buys. Optional comparisons are planned for vehicles, trade purchases, financing, insurance and service contracts, with up to three returned offers per selected category where available. No live offers or lead delivery are active. Compensation must not affect scoring, findings or comparative rankings.
Evidence, without shortcuts.
Founder experience
Lee reports 45+ years in automotive and 10,000+ vehicles sold; Shanise brings 30 years of dealership experience. Operating experience informs the product, but does not validate software outcomes.
Demonstrated today
Public interactive prototypes, documented rules and selected automated checks. These do not establish complete acceptance, security certification or real-world calibration.
Commercial proof to establish
This page does not claim signed paying pilots, recurring revenue, measured loss reduction or improved CSI. Publish such results only with supporting evidence and permission.
Build the app. Prove the workflow. Expand with evidence.
The next milestone is one complete mobile automotive purchase journey: purchase and trade VINs, mileage and condition, paperwork capture or manual entry, confirmed figures, an explained report and optional authorized lender sharing. Dealer DOC/KPI management remains a distinct workspace.
- Reliability: complete desktop/mobile review and reconcile purchase and lease outputs with redacted worksheets. Technical lead accountable; founder reviews evidence.
- Secure intake: implement access controls, document handling, extraction confirmation, retention and deletion. Named technical and security owners required before intake.
- Controlled pilots: agree a dealer operating or title focus and an institutional study with frozen rules and success measures. Founder and participating partner own the pilot decision.
- Validated expansion: licensed sources, institution-branded distribution, approved policy integration and additional vehicle categories after relevant evidence is established.
Proposed financing details are reserved for private review. Delivery dates, staffing, vendor quotes and the final budget remain to be confirmed. An investment proposal should tie each funded milestone to an approved owner, cost and acceptance evidence.
What a pilot should measure.
Customer workflow
Completion, extraction corrections, document conflicts and understanding of the final obligations.
Dealer usefulness
Exception age, time to complete funding packages, action completion and user adoption. Measure CSI separately; do not assume causation.
Institution evidence
Missing evidence, reviewer time, policy exceptions and performance by score band. Historical studies need origination-time evidence, held-out evaluation and controls for borrower mix and loan age.
Loss reduction is a hypothesis to test. A retrospective association alone does not establish that Auto-Cation prevented losses.
Keep the signals distinct.
Clarity describes the proposed transaction; confidence describes its evidence. Dealer health describes store performance. Institution policy controls lending decisions.
The current consumer demonstration includes APR. Any future score used to determine pricing must use a separately defined and validated prepricing assessment that excludes the rate it is determining. No score-based rate discounts or automated approvals are offered today.
Review proposed pricing Review governancePLANNED PARTNER SERVICES · NOT YET AVAILABLE
Understand the deal. Compare the protection. Choose with clarity.
Auto insurance and vehicle protection are the priority categories for Auto-Cation’s planned partner marketplace. Vehicle-history and valuation services support the underlying evaluation.
Auto insurance
Compare premiums alongside coverage limits, deductibles, exclusions and total ownership cost. A lower premium alone does not establish better coverage.
Vehicle protection
Compare price, covered components, exclusions, deductibles, claim limits, cancellation terms and overlap with existing coverage. Identify each product accurately as a manufacturer warranty, extended warranty or vehicle service contract.
Independent choice
Complete the review first, then consider relevant optional products. Buying or declining a partner product does not itself change the Clarity Score. Financing an added product changes the transaction inputs and requires a fresh evaluation.
The proposed first connection is to provider-hosted quotes and purchases, subject to agreements, consent, service responsibilities and applicable licensing review. No quotes, coverage, partner purchasing or binding services are available through this page.
Compensation and sponsored relationships will be disclosed. Provider payments must not influence findings, scores or rankings, and customers may provide acceptable evidence obtained elsewhere.
INVESTOR INFORMATION
Invest in clarity before commitment.
Auto-Cation is developing decision intelligence for customers, dealerships and financial institutions. Prospective investors may request access to our private investment overview.
The private presentation covers the business model, development milestones, financial assumptions and proposed use of funds. Product demonstrations are available; commercial outcomes and production readiness remain to be validated.
Request Investor AccessThis opens an email draft for you to review and send. Access is reviewed individually and granted by invitation; sending a request does not unlock the deck.
If your email app does not open, email Lputney@auto-cation.com with your name, organization and preferred access email. Please do not send identity documents or financial account information.