CLARITY BEFORE COMMITMENT
AUTO-CATION · AUTOMOTIVE DECISION INTELLIGENCE
Choose confidently. Understand the deal.
Plan the cost of ownership.
Platform vision · Demonstrations available · Partner services planned
From the first choice to what comes next.
FROM YOUR FIRST CHOICE TO WHAT COMES NEXT
Explore the vehicle, understand the transaction and plan for life on the road.
Find the right vehicle for your needs.
Understand identity, value and ownership risk.
See the whole deal, beyond the payment.
Check the proposed terms before signing.
Plan costs and explore the service vision.
Review value, payoff and your next move.
Price, fees and interest. Separate monthly cash flow from the economic cost of owning the vehicle.
Explore the categories. No personalized ownership estimate or provider quote is generated here.
THE COMPLETE OWNERSHIP PICTURE
Know the costs. Compare the options.
Designed around your vehicle, location and driving needs.
Understand where each figure comes from and what still needs confirmation.
Monthly cash flow and economic ownership cost, kept distinct to prevent double-counting.
INDEPENDENT COMPARISONS · LOCAL & NATIONWIDE VISION
Planned aggregation will bring relevant options together by service, location, quality and total price.
Independent vehicle checks before commitment.
Discuss this service →Compare equivalent coverage and total price.
Discuss this service →Care options matched to your vehicle and location.
Discuss this service →Explore fit, availability and service coverage.
Discuss this service →What matters most to you?
Quality selected. These controls illustrate comparison priorities; no providers are being ranked.
Equivalent offers. Disclosed relationships. Clear coverage.
Our independence standard →The broader vision includes fuel and charging, scheduled maintenance, repairs, tires, inspections, insurance, warranties, roadside assistance, parking and other relevant ownership services. Availability, data rights and provider coverage must be verified for each category before activation. A partner list will not represent every provider in the market.
If no suitable option is available, the platform should say so. A nonpartner, another quote or waiting can be the right next step.
AUTO-CATION
No approval or rate award is generated by this illustration.
THE F&I CHECKPOINT
From lender preapproval to a reviewed final deal.
The intended app journey collects information as the customer shops, then reviews the complete proposed transaction in the F&I office before signing. Material changes require another review.
Planned rate rewards follow participating-lender rules, verified evidence and validated qualification criteria. Lenders retain final authority; no discount or approval is currently offered through this demonstration.
Explore the lender experience →EXPLORE WHAT IS AVAILABLE TODAY
Every existing tool is still here. Use sample or nonconfidential inputs; these demonstrations do not replace verified evidence or lender approval.
FUTURE APP CONCEPT · ILLUSTRATIVE SCREENS
A planned app to identify the vehicle, confirm the terms and understand your next step.
Explore the customer journey below. Use today’s manual demonstration while scanning and secure document review are developed.
PLANNED INSTITUTION-SPONSORED EXPERIENCE
Participating banks and credit unions could invite pre-approved customers to use an institution-branded Auto-Cation app for a final deal review before signing.
The institution controls approval and pricing. A Clarity Score alone is not a loan approval. Changes to price, products, financing or trade terms require a new review.
Discuss an institution-branded pilot →Use Auto-Cation independently with your preferred financing provider—or when paying cash or leasing.
Planned workflow: scan purchase and trade VINs, enter mileage and condition, then capture the buyer’s order, purchase or lease agreement, financing disclosures, trade payoff and optional-product contracts. Manual entry remains an alternative to scanning.
Confirmed terms drive the score. Scanning alone does not produce a reliable Clarity Score. Missing or unreadable required information means “Review incomplete.” Document analysis cannot guarantee that every issue is detected.
Website illustration only: these screens do not access your camera or upload paperwork. A separate Android preview includes VIN barcode capture and manual review for private testing. Secure paperwork scanning and lender sharing remain planned. Interest requests open the contact form; access is not automatic.
FUTURE APP CONCEPT01 / START WITH THE VEHICLE
Point your camera at the VIN plate or barcode.
This preview does not activate your camera.
02 / CHECK THE DETAILS
Confirm the VIN, year, make and model.
Review year, make, model and trim.
VIN identity alone does not establish value, history or a score.
03 / REVIEW THE TERMS
Planned: scan every page, then confirm the terms.
Illustrative terms only. Document scanning is not available in this preview.
04 / CLARITY BEFORE COMMITMENT
Clarity Score unavailable. A required financing page is missing. Add the page and confirm its terms before evaluation.
Evidence confidence: Incomplete · Illustrative examplePreapproval is not final transaction approval. Your institution reviews the confirmed deal and any required changes.
Fixed sample—not a calculated score, loan approval or rate offer. Live scanning and secure document review are planned.
ILLUSTRATIVE REPORT · NOT A LIVE EVALUATION
Your review should explain the decision, the risks and what to review before signing.
Explore a sample reportSAMPLE OUTCOME
Illustrative example. Not a verified deal recommendation or loan approval.
ONE SHARED INTELLIGENCE LAYER. THREE PURPOSE-BUILT EXPERIENCES.
VIN identity, valuation, state taxes and fees, deal structure, and deterministic rules form one governed foundation. The workflow and output change with the user.
CUSTOMER DECISION EXPERIENCE
A guided review that turns a VIN and proposed deal into a direct, understandable next action.
Start my reviewVIN, configuration, history and recall signals.
Compare source-adjusted purchase or trade values. Mileage and condition adjustments come from your valuation source.
Taxes, tags, fees, APR, term, products and equity.
Proceed, conditions, sell separately or do not proceed.
CO-FOUNDERS · SHARED LEADERSHIP
CEO & Co-Founder
45+ YEARS OF AUTOMOTIVE LEADERSHIP
Lee V. Putney brings more than 45 years of automotive sales, finance, dealership leadership, lender negotiation and transaction structure experience. Since beginning his automotive career in 1980, he has personally sold more than 10,000 vehicles and trained dealership teams across more than 30 states. That firsthand perspective shapes Auto-Cation—Auto Education—and its mission to help customers, dealerships and lenders understand the complete commitment before signing. Lee is also the founder of StopPlayn, his speaking and education platform built around Discipline, Structure and Respect.
President & Co-Founder
30 YEARS OF DEALERSHIP LEADERSHIP
Shanise brings 30 years of dealership experience spanning finance and insurance, General Sales Manager and General Manager leadership. Her background connects deal structure, profitability, team performance and customer experience.
A strong advocate for women in the automotive sector, Shanise champions opportunities for women to lead and succeed in the industry. She is equally committed to helping women navigate vehicle purchases with confidence, understand their financial commitments and recognize unfair or confusing sales practices. At Auto-Cation, she brings that commitment to a broader mission: ensuring every customer has the clarity to make an informed decision before signing.
“Most people are signing without clarity. Auto-Cation changes the moment when clarity arrives.”
WHERE WE ARE TODAY
Public VIN identity lookup, free manual Deal Check, and interactive purchase, lease, dealer KPI and title-workflow demonstrations. These are not production approvals.
VIN barcode capture, manual purchase and lease reviews, and report export are available for private testing. Phone verification and real-deal reconciliation remain outstanding. This is not a public app-store release.
Defined dealer engagements and institutional studies, subject to agreed scope, secure intake and delivery readiness. No paid checkout is active.
Secure document scanning, licensed data, institution-branded access and portfolio monitoring. These are not live integrations.
AUTO-CATION DECISION STUDIO
Select who you are and where you are in the transaction. Auto-Cation will organize the review around the decision you actually need to make.
RECOMMENDED REVIEW PATH
Begin with fit, VIN identity and market value before evaluating financing.
Preliminary pathway only. Browser-session review context can carry between steps. See Privacy for VIN requests and browser storage.
THE REAL RISK IS OFTEN INVISIBLE
Establish suitability, market position, ownership exposure, and long-term fit before financing enters the decision.
Examine APR, term, add-ons, fees, negative equity, and lender alignment as one connected structure.
Translate the evidence into a direct outcome before a signature creates a long-term obligation.
VEHICLE IDENTITY BEFORE DEAL STRUCTURE
A VIN evaluation anchors the review to the exact vehicle—not just its advertised year, make, and model. Auto-Cation screens identity and specifications first, then organizes the facts that affect ownership risk and deal quality.
VIN EVALUATION
Mileage and condition are user-entered until verified by inspection, history and authorized data sources.
Free identity data is sourced from NHTSA vPIC. Recall screening is based on decoded year, make and model—not proof of unresolved recalls on this individual VIN. Title/history and market values require separate authorized sources.
VIN lookup identifies the vehicle. To calculate a transaction score, continue with the selling price, vehicle value, APR and term. VIN lookup does not supply market value or credit terms.
Preliminary screening only. A VIN check does not replace a title report, inspection, recall verification, or authoritative vehicle-history source.
MULTI-SOURCE VALUE INTELLIGENCE
Compare source values from the same market. Enter reports already adjusted for mileage, condition and equipment. This demonstration does not independently adjust or verify those figures.
Prototype input model. Values must come from authorized reports or licensed commercial feeds; Auto-Cation does not scrape proprietary valuation services.
ONE GATE. FOUR DIRECT OUTCOMES.
The demonstration illustrates four possible decision outcomes. Clarity Score and Confidence remain separate signals, while deterministic overrides take precedence.
The vehicle and structure meet the decision standard.
Move forward only after specific weaknesses are corrected.
Resolve fixable negative equity outside the proposed transaction.
The risk cannot be responsibly corrected inside the deal.
CLARITY SCORE
The automotive prototype starts at 94 and deducts points for price above value, negative equity, term, APR and optional-product load. The current deduction-only demonstration produces scores from 20 to 94. Confidence is separate; controlling rules can stop a transaction regardless of its score.
CONFIDENCE
Confidence remains separate from Clarity. A poor transaction can be identified with high confidence, while an apparently favorable deal may still require missing or unverified information.
SIGNATURE OUTPUT
Vehicle identity, values, transaction structure, Clarity, Confidence, findings, decision and source ledger—organized in one printable review.
Explore what Auto-Cation covers, what’s planned and how we protect independent evaluations.
BUILT TO EXPAND ACROSS VEHICLE COMMERCE
Our current public demonstrations focus on cars and light trucks. We plan to expand to motorcycles, RVs, boats, commercial and specialty vehicles. Each category needs its own valuation sources, transaction rules and testing before evaluations become available.
New, used, independent, franchise and buy-here-pay-here dealerships.
LAUNCH FOCUSMotorcycles, ATVs, UTVs, personal watercraft and specialty recreation.
PLANNED EXPANSIONTravel trailers, fifth wheels, motorhomes and recreational-vehicle financing.
PLANNED EXPANSIONBoats, engines, trailers, HIN identity, surveys and marine lending.
PLANNED EXPANSIONWork trucks, commercial vehicles, fleet acquisition and lifecycle decisions.
FUTURE CATEGORYExotic, classic and specialty assets requiring category-specific evidence.
FUTURE CATEGORYINTELLIGENCE FIRST. OPTIONS SECOND.
We are exploring partnerships that would let you compare optional auto insurance and vehicle service contracts after reviewing your deal. No partner quotes or purchases are currently available through Auto-Cation.
Planned comparisons would explain coverage limits, deductibles, exclusions and total premiums. Quoting and policy servicing would be handled by an authorized insurance partner.
A service contract is separate from a manufacturer’s warranty. Planned comparisons would identify the provider, price, covered repairs and limitations before you choose.
The planned experience prioritizes conditions, trade alternatives or exit guidance when a deal needs attention. An optional product should never distract from an unresolved risk.
Explore the planned partner model →A CLEAR ROLE FOR EVERY SOURCE
Vehicle reports, inspections, pricing references and financing decisions each answer different questions. Auto-Cation is designed to explain what that evidence means for your deal—and what still needs to be checked.
History providers report available title, ownership and event records. A VIN decode identifies vehicle specifications; it does not establish an individual vehicle’s history or condition.
Valuation providers supply estimates for a particular market, date and purpose. Retail, trade-in and wholesale figures must be compared on a consistent basis.
A qualified inspection assesses the vehicle’s physical condition. A score or history report cannot replace checking the vehicle itself.
Lenders determine credit approval and terms. Dealership, title and registration systems handle their respective workflows. Auto-Cation does not issue loan approvals.
VIN → Value → Deal details → Decision → Report. Licensed history and valuation feeds remain planned; current demonstrations are not a guarantee of vehicle quality or loan approval.
Build my review pathway → Read our methodology and limitations →DISCOVERY MEETS DECISION INTELLIGENCE
We plan to connect vehicle discovery with independent deal evaluation—so customers can explore inventory, understand the vehicle and review the proposed transaction before signing.
Explore listings from participating dealers and authorized inventory sources.
Review available vehicle evidence, pricing and the proposed deal terms.
Understand concerns, conditions and alternatives before committing.
Our proposed first inventory pilot focuses on automotive listings, with clear sourcing, listing freshness and seller information.
Motorcycles and powersports, boats, RVs, commercial vehicles, and specialty vehicles. Each category requires suitable inventory data and evaluation rules.
Planned capability. Inventory search and partner feeds are not yet available.
START BEFORE YOU SIGN
Compare candidates and identify the strongest ownership decision before discussing deal structure.
Start my reviewReview APR, term, fees, products, equity position, and total exposure before commitment.
Start my deal reviewSeparate Blue Sky from tangible assets, test buyer returns, estimate seller proceeds and expose transaction risks.
Open Buy / Sell EvaluatorPrioritize missing titles, payoff deadlines and document corrections by aging, ownership, funding risk and cash-to-cure.
Open Title & Trust IntelligenceSTRUCTURED. INDEPENDENT. PRE-COMMITMENT.
Start with your vehicle and proposed terms. Choose the review that fits your next decision.